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Services Fees
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At Orrstown Bank, we know that you work hard for your money. That's why we're committed to offering you the best products for the best value. We strive to keep our minimum requirements reasonable and our service fees low.
You work hard for your money. We help you make the most of it.
| Account closed within one year of opening |
$25.00 |
| Account research per hour |
$25.00 |
| American Express Travelers Checks |
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| (per $100.00) |
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| single |
$1.00 |
| checks for two |
$1.50 |
| Bill Payment Fee |
Free |
| Bill Payment NSF Fee |
$32.00 |
| Cashiers check |
$10.00 |
| Certified check |
$15.00 |
| Club account closed prior to maturity |
$5.00 |
| Copies of checks: first five free, each additional check |
$2.00 |
| Deposited items returned * |
$12.00 |
| Foreign ATM withdrawals |
$1.25 |
| Inactive account: inactive for 24 months * |
$10.00 |
| Levy/Garnishment |
$125.00 |
| Overdraft or returned check * |
$32.00 |
| Overdraft protection with savings account (per transfer) |
$3.00 |
| Printed checks: prices vary according to style |
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| Safe deposit boxes - various sizes available |
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| Special statement request |
$2.00 |
| Stop payment fee |
$32.00 |
| Wire transfer |
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| incoming |
$10.00 |
| outgoing |
$20.00 |
| outgoing foreign |
$45.00 |
| incoming foreign |
$25.00 |
Unless otherwise noted all Orrstown Bank checking accounts have:
- No minimum balance requirement
- No monthly service fee
- No per check fee/unlimited check writing
- Monthly statements
- Customer purchases checks
- Check images returned with statements (optional) $3.00
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Free Checking |
FREE |
50+ Interest Checking
Minimum balance to earn interest
50+ Interest Checking checks
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above |
$500.00
FREE |
Interest Checking
Minimum balance to earn interest
Monthly service fee if below $500
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above |
$500.00
$5.00 |
Direct Deposit Interest Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above |
$500.00 |
Direct Deposit Interest Checking checks
Requires direct deposit from an employer |
FREE |
Relationship Interest Checking
Minimum balance to earn interest $500.00
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above |
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Monthly service fee if combined balances in
Orrstown Bank deposit accounts fall below $20,000
Relationship Interest Checking checks |
$15.00
FREE |
Platinum Money Market Account*
Minimum balance to earn interest
Monthly service fee if below $5,000
Per check fee, in excess of three per month
Interest rates based on the following tiers:
$5,000.00 - $9,999.99
$10,000 - $19,999.99
$20,000.00 - $99,999.99
$100,000 - $249,999.99
250,000 and above |
$5,000.00
$10.00
$4.00
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Premium Money Market Account*
Minimum balance to earn interest
Monthly service fee if below $5,000
Per check fee, in excess of three per month
Interest rates based on the following tiers:
$5,000.00 - $9,999.99
$10,000 - $19,999.99
$20,000.00 - $99,999.99
$100,000 and above |
$5,000.00
$10.00
$4.00
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Money Market Account*
Minimum balance to earn interest
Monthly service fee if below $300
Per check fee, in excess of three per month
Interest rates based on the following tiers:
$1,000.00 - $499,999.99
$500,000 and above |
$1,000.00
$5.00
$4.00
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*Maximum of six pre-authorized transfers per statement month. Three of the six may be by check, draft or similar devices payable to a third party. Interest rates based on tiers. |
Statement and Passbook Savings
Minimum balance to avoid service fee
Monthly service fee if below minimum
Statement Frequency (statement account only) |
$250.00
$3.00
Quarterly |
Prime Statement Savings
Monthly service fee if below $50,000
Daily balance required to earn interest
Statement Frequency |
$50.00
$1.00
Quarterly |
Certificates of Deposit
Minimum balance
Substantial penalty for early withdrawal |
$2,000.00 |
Premium Individual Retirement Account
Minimum balance
Interest rates based on the following tiers:
$0 - $1,000.99
$1,001.00 - $10,000.99
$10,001.00 and above |
$1.00 |
IRA Certificate of Deposit
Minimum balance
Substantial penalty for early withdrawal |
$2,000.00 |
Hometown IRA Certificate of Deposit
Minimum balance
Fixed or variable rate options
Substantial penalty for early withdrawal |
$100.00 |
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